Home renovation is all the rage this festive season. And who doesn’t love a good home improvement project? But, these are not without challenges. Firstly, home improvement can be expensive. Whether you’re looking to spruce up your home with small additions or planning a complete overhaul, you must budget for it. While budgeting can help you stay on top of your finances, it’s certainly not all that matters.
Firstly, you must figure out how to finance your home renovation. Dipping into hard-earned savings, prematurely breaking investments, or taking high-interest loans may not be viable solutions for many of us.
But worry not! We’ve got something for you – the Bajaj Finserv EMI Network Card. This EMI card comes with a pre-approved loan of up to ₹2 Lakhs. Over a million products can be purchased from 1.5 lakh online and offline partner stores across 4,000 Indian cities.
Let’s take a closer look at this card and how it can help you achieve your home renovation goals:
Affordable Financing Option
The Bajaj Finserv EMI Network Card is one of the most economical consumer durable financing options available in the country today. Firstly, you can get your hands on this card by paying a nominal one-time joining fee of ₹599 + taxes.
This card lets you convert your big and small purchases into easy, no-cost EMI with minimal down payment and low processing fees. This card allows you to purchase everything you need for your home renovation project without shelling out big bucks.
High Loan Limit
The Bajaj Finserv EMI Network Card has a pre-approved loan limit of up to ₹2 Lakhs. You can use this amount to buy all your favourite furniture, decor, and home appliances on EMI! A high loan amount allows you to buy what you want without compromise.
Flexible Repayment Tenor Options
The Bajaj Finserv EMI Network Card lets you tailor your repayment plan to your financial goals. You can choose from various repayment tenor options, ranging from 3 to 24 months. You can opt for a shorter repayment tenor option (3, 6, or 9 months) if you prefer to make larger monthly payments.
If you like making smaller monthly payments, you can opt for a more extended repayment tenor option. Either way, you won’t have to worry about interest accruals since these are no-cost EMIs!
Expansive Network
The Bajaj Finserv EMI Network Card is one of the most accessible financing options. They have partnered with over 1.5 lakh online and offline sellers across 4,000 Indian cities. You can purchase over a million products across various categories, like tech gadgets, home appliances, groceries, and even flight tickets on No-cost EMIs!
Zero Foreclosure Charges
The Bajaj Finserv EMI Network Card has a liberal foreclosure policy that lets you close your loan account without penalty charges!
User-friendly
Applying for the Bajaj Finserv EMI Network Card is simple and can be done online on the Bajaj Markets app or website. Post application, you can activate your card instantly and start using it right away! Additionally, you can view, track, and manage your EMIs from anywhere, at any time, with the Bajaj Finserv app.
